I can help you:
Step 1: Insert You ATM card.
Step 2: Type in your password.
Step 3: Chose other option
Step 4: Select Language.
Step 5: Select Fund Transfer.
Step 6: Select Your a/c type [how do i know my account type?]
Step 7: Select the RECEIPIENT a/c type [what is the option for 3rd party DBS account?]
Step 8: Select other a/c [?? what does this mean]
Step 9: Enter the Receipient a/c lumber
Step 10: Enter the amount.
Step 11: Press confirm.
Step 12: Wait.
Step 13: Take the receipt.
Step 14: Take out your card.
Step 15: email the recepient with the date, time, ref.no. on the receipt.
ps. my last bank transfer is 1month ago.. I may mixed out some step but something extremely similar to this.
Do your first Fund Transfer. Good luck.
Me also very nervous like you b4.