I intend to apply for a credit line with free cheque books, apart from ANZ, UOB and HSBC, i find DBS and Maybank having very good promotion, wonder if anybody is expert on this?
DBS cashline - 17.8% P.A (common across most banks), waiver for 2 years. Interesting thing is it can be used to pay off AXS bills. Monthly bill payment using cashline + everyday card at axs should earn me 0.5% cash rebate, correct?
Maybank creditAble - 17.8% P.A, waiver for 2 years. They offer 1.2% cash rebate on monthly spending via credit line. Cannot be used for axs payment.
On average i need to pay off $3000 bills and another $5000 from cheque payment, which is a win-win credit line for me?