One of the first policy that i should have bought is a life policy which covers Death and Permanent Disability, and Critical illness. Another one to consider is Medishield and Healthshield (from AIA) is also good. cos it gives good hospitalisation coverage at pretty low premium.
(Unfortunately, I made the mistake of buying a endowment policy first. Now i'm considering whether to terminate it and get a Life policy instead..
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I dun mind buying from another company if it gives a good coverage and complements my current policies. Esp, when some packages are on promotion. I think one of the important thing is to find an agent that you can trust, ie.. they are not in it to sell policies just to make commisions..