May i know the ALL IN cost to able to start driving taxi.
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If you hold a full time job with CPF contribution, you cannot at the same time holding another job with CPF contribution also....
But any income we have earn, regardless of amount, still subject to IRAS, failing to declare is an offence also.....
That's why, there's this word call "Moonlighting".....
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As far as I know.....
For CDG, if you are contributing CPF thru full time job, you cannot be a hirer.....
Tio is jin tua ki.....
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I thought only SAF personnel or civil service cannot? Last time I working full time also drive taxi as hirer ok leh. Also bo declare taxi income.
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Wah.. all different story.. like that if cannot then i must throw key liao.. hmm.. where can i find this info?
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Holding down full time job still want to be hirer? Very tok kong!
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Can the medisave be use for plastic surgery like removing black marks or moles fr face.black pigmentation or old age acnes?need to keep up appearance cos td front line customer service mah!
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foolsh_2000. This you are wrong liao. Some ppl got full time job sibei eng one. Especially if you know your job nature well, plus if it's relaxing sure find additional income to sustain.
1 example, 8am to 5pm job. give you basic 3k. after 6pm can drive till 10pm. earn $50 nett. plus if hirer, take benefit and find day relief for weekdays. Drive sat and sun. No work life balance...
But this kind of maths equation can sometimes backfire...hee. So dont ever do this kind of fomulating. Of course can if really gian $ but still....how long can u tahan? give you 1, 2 weeks...by the 2nd month you already half shag mentally and physically. If dont gana accident heng la. Taxi breakdown...or your main job got affected when the coy requested you to run shift...alot of things can happen.
So what i say is sometimes ppl do take risks without calculating the end results but if you never try, you never know. There are some relief drivers out there like me hold a main job and drive as a relief. Still this formula of taking 2 jobs is manageable but on the long run, how long can you tahan?
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I got no choice old alrdy, no coy want to employ me.I as I was in the technical line, most jobs goes to foreigners.they're young, cheap and tua liap ne!
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for me, if not because of my debts...i happy happy drive..know all the roads, take my own sweet time. See which pax on the road i take. Usually @ night, i usually pa stamp so if they complain go ahead lo. haha.
worst pax as for now, is the ah-neh. Really hate the ah-nehs.
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nowadays, coming to my 2nd month of driving...sometimes i really sick of driving taxi. haha. see pax flag me on the road i also ...bo hiew haha. Must get back composure so usually drive to any shopping centre pick pax. Usually drive night, 2nd hour or abit more can cover rental liao. Next thing on mind, is eat snake...go find kopitiam sit down relax play my War of Mercenaries in my andriod phone. haha sit until for 1/2 to 1 hour shiok liao then go back drive. Dont know why got this kind of phobia of not driving taxi liao. die la.
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Originally posted by hammerhammer8888:
I thought only SAF personnel or civil service cannot? Last time I working full time also drive taxi as hirer ok leh. Also bo declare taxi income.
Haha, why? SAF or Civil Service ka tua ki?.....
CPF board and IRAS got a very strict rules for all registered companies in Sg including organization.....
CDG also a company, they got to declare their income to IRAS which 1 of it are rental collected from hirer.....
So every year, they will make an "effort" to sent out the statement to individual hirer, how much they have collected, and the rest bo their dai ji liao.....
As a hirer, we are subjected to IRAS also, so with that statement, make thing easier.....
If you choose not to declare, because your full time job already declare mah, can also, don't get caught by IRAS lor, or CDG tio catch, they will cum catch you also, all things is done and must close in a loop, hope my England you all can understand.....
Of course, we small fry in IRAS eye, they want or don't want to catch nia, as long you already declared your income thru other mean, but don't kanna 25 kia lor, especially we taxi drivers, 25 kia kan si lang many.....
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And for CPF contribution, once your full time job have contribute, it also will contain Medisave compound mah.....
So as a hirer, once you declared your income, will subject to compulsory Medisave contribution.....
How? By that time, picha lobang lor, CPF only can contribute by 1 side only mah.....
That's why I know, a lot of this kind of hirer bo declared income thru mean of taxi driving......
What's the penalty? no time to go read CPF regulation, you all can go and find out yourself.....
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Usually down point to the fact that relates to medisave, taxes...anything involve with $ to do with Party Against People. Dont pway pway.
If you can siam away by not paying, consider yourself lucky.
But if cannot siam, please dont test the system. When comes to $, the papayas sure leech you dry dry.
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Originally posted by Elginang:
for me, if not because of my debts...i happy happy drive..know all the roads, take my own sweet time. See which pax on the road i take. Usually @ night, i usually pa stamp so if they complain go ahead lo. haha.
worst pax as for now, is the ah-neh. Really hate the ah-nehs.
Iam just curious why not happy happy stick to your day job
n enjoy ur free time after wrk rather than drive?
fm ur post seems like you're not the cash tight type
anyway do watever makes u happy
tats the main thing
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getcarter you are wrong liao. I am cash tight due to my debts of close to $20k. and my new BTO flat will be coming in 2 years' time. Need to save up for renovation. Will have to clear within a year or so and make sure my credit reputation is clean for the next 6 months.
If you ask me why not chiong and relax?
I got into 2 accidents recently when driving for 3 months liao. The accident not jialat one. all is kissing nia.
1st is kiss backside, only drive 10km/h, damage $300. I see no damage but TD threaten to report to SMRT so lan lan pay lo.
2nd is posh car front right side kiss taxi front. 50 - 50 case. Driver is valet but not sure the other party will claim CDG. So no claim, damage is $150 for my taxi's dent. If other party claim, at most excess 1K nia.
I Drive 4 nights a week, start @ 630pm target hit $100 nett, keep car @ 1am with no 1/2 rest for kopi break somtimes really lugi.
Just because to hit $100 nett can really go crazy plus still i new driver also, alot of road names not so good. Now i told myself liao. got $50 to $100 nett liao can liao. Dont hit also never mind. At least not so stress, and dont need to tolerate the fucking pax attitude. If i have a fucking pax in my car, i sure fark the pax upside down. Especially the ah-neh.
So driving for 3 months liao, most important must have enough sleep / rest. Got hit - no hit dont think so much. But dont be lazy..hee.
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20k is sup sup water la....
Credit Bureau only got those chao ka information, those who default payment type....
If your account still active and constantly doing repayment, should not be a problem getting other loan....
Finance or bank granted loan by your monthly income, of course they will also scan thru CB for confirmation whether you are chao ka or not....
And the CB, anybody can check 1 hor, just spent I think if I'm not wrong $20, all the info cum out liao, of course if you are not listed, than waste that $20 lor.....
That's why nowadays, those credit card road show can approve you in principle on the spot, becos they search CB first mah, than subsequently once you submit your pay slip or IRAS return, than they will decide how much credit limit will grant you.....
Last time my debt is 20 times of yours, more kan dao driving taxi.....
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Originally posted by Elginang:
getcarter you are wrong liao. I am cash tight due to my debts of close to $20k. and my new BTO flat will be coming in 2 years' time. Need to save up for renovation. Will have to clear within a year or so and make sure my credit reputation is clean for the next 6 months.
If you ask me why not chiong and relax?
I got into 2 accidents recently when driving for 3 months liao. The accident not jialat one. all is kissing nia.
1st is kiss backside, only drive 10km/h, damage $300. I see no damage but TD threaten to report to SMRT so lan lan pay lo.
2nd is posh car front right side kiss taxi front. 50 - 50 case. Driver is valet but not sure the other party will claim CDG. So no claim, damage is $150 for my taxi's dent. If other party claim, at most excess 1K nia.
I Drive 4 nights a week, start @ 630pm target hit $100 nett, keep car @ 1am with no 1/2 rest for kopi break somtimes really lugi.
Just because to hit $100 nett can really go crazy plus still i new driver also, alot of road names not so good. Now i told myself liao. got $50 to $100 nett liao can liao. Dont hit also never mind. At least not so stress, and dont need to tolerate the fucking pax attitude. If i have a fucking pax in my car, i sure fark the pax upside down. Especially the ah-neh.
So driving for 3 months liao, most important must have enough sleep / rest. Got hit - no hit dont think so much. But dont be lazy..hee.
Sorry bro
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Originally posted by Keepthechange666:
20k is sup sup water la....
Credit Bureau only got those chao ka information, those who default payment type....
If your account still active and constantly doing repayment, should not be a problem getting other loan....
Finance or bank granted loan by your monthly income, of course they will also scan thru CB for confirmation whether you are chao ka or not....
And the CB, anybody can check 1 hor, just spent I think if I'm not wrong $20, all the info cum out liao, of course if you are not listed, than waste that $20 lor.....
That's why nowadays, those credit card road show can approve you in principle on the spot, becos they search CB first mah, than subsequently once you submit your pay slip or IRAS return, than they will decide how much credit limit will grant you.....
Last time my debt is 20 times of yours, more kan dao driving taxi.....
Wah 20x ah....
That's double the amount of my hdb flat leh
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Originally posted by Keepthechange666:
20k is sup sup water la....
Credit Bureau only got those chao ka information, those who default payment type....
If your account still active and constantly doing repayment, should not be a problem getting other loan....
Finance or bank granted loan by your monthly income, of course they will also scan thru CB for confirmation whether you are chao ka or not....
And the CB, anybody can check 1 hor, just spent I think if I'm not wrong $20, all the info cum out liao, of course if you are not listed, than waste that $20 lor.....
That's why nowadays, those credit card road show can approve you in principle on the spot, becos they search CB first mah, than subsequently once you submit your pay slip or IRAS return, than they will decide how much credit limit will grant you.....
Last time my debt is 20 times of yours, more kan dao driving taxi.....
Mai talk bird words lah, ask $50 from you only, go toilet come out, no more there liao.. -
Originally posted by Elginang:
getcarter you are wrong liao. I am cash tight due to my debts of close to $20k. and my new BTO flat will be coming in 2 years' time. Need to save up for renovation. Will have to clear within a year or so and make sure my credit reputation is clean for the next 6 months.
If you ask me why not chiong and relax?
I got into 2 accidents recently when driving for 3 months liao. The accident not jialat one. all is kissing nia.
1st is kiss backside, only drive 10km/h, damage $300. I see no damage but TD threaten to report to SMRT so lan lan pay lo.
2nd is posh car front right side kiss taxi front. 50 - 50 case. Driver is valet but not sure the other party will claim CDG. So no claim, damage is $150 for my taxi's dent. If other party claim, at most excess 1K nia.
I Drive 4 nights a week, start @ 630pm target hit $100 nett, keep car @ 1am with no 1/2 rest for kopi break somtimes really lugi.
Just because to hit $100 nett can really go crazy plus still i new driver also, alot of road names not so good. Now i told myself liao. got $50 to $100 nett liao can liao. Dont hit also never mind. At least not so stress, and dont need to tolerate the fucking pax attitude. If i have a fucking pax in my car, i sure fark the pax upside down. Especially the ah-neh.
So driving for 3 months liao, most important must have enough sleep / rest. Got hit - no hit dont think so much. But dont be lazy..hee.
That is why I keep insisting, whatever happen in taxi driving, do not get into an accident, altho I know you can not avoid it, but try to minimise it, and to do that, you need a clear and physical mind, and to hv a clear mind, drive lesser, relax, and dun be stubborn or take short cut like illegal U turn, be steady, there is no such thing as chopping head in driving taxi -
Hello 20times is also sup sup water you know.....
In late 80s and early 90s, if you play contra in stock and share, over night can make you go Bedok Reservoir......
Until MAS cum out and tahan.....
Of course also can make 1 go report Bukit Timah, smlj 20,000sq ft? Buy in cash.....
Than those time, credit card where got limit 1.....
That time got how many banks in Sg, I got how many credit card, si beh satki 1 you know.....
Until MAS cum out and tahan again......
Loan?.....
My house can have 3-4 renovation loan from different bank and all approved.....
Buying car can take cash.....
Any electronic show, IT show, is "Ali Baba" time......
Until MAS cum out and tahan again again......
By the time too late.....
Limpek debt already cannot cover anymore, 1 hole cover another hole, finally buried by the holes......
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MAS = Mana Ada System