$$ problem
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Din come in for a few days already...miss this place...
So now I got a big problem again...haiz...sorry lor I always come in here to rant only...
Now my big problem is about $$. Yes, you read right. I have a very big bill to settle in my credit card bill (nearly 1700) and I only have 1200 in my bank. I can overdraft from my bank but they will charge me intrest lor ($28 for 7 days and then $5 per day after dat..sigh) So my credit card bill is due tomorrow...I guess I can pay la but what about the overdraft? I am working now but my check wun come out until like Sept. 13. I am trying to sell some of my stuff thru Ebay but only got one item got sold for like 80 bucks. The rest like din meet my reserve price and I contacted some of the bidders but they all like no reply. Maybe no interest in the item already lor. So now I am in big problem lor. Anyone can help me?
i.c.y -
y dun u pay the minimum amount? y must settle the whole amt leh?
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lend from friends or family member loh...
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x2Originally posted by joker105:lend from friends or family member loh...
Better than taking the overdraft
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go home and face the music .... bill will be settled somehow
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I cannot ask from my parents..first they dun have that much money and it will take a few days to send it over here...Originally posted by joker105:lend from friends or family member loh...
Frens like quite paiseh...they all also having financial problems...
i can pay the minimum amount...but then I will get charged interest by my credit card...
haihz...
i.c.y -
I have a cc bill to settle of 1000 bucks every month... and the Ikea Friends credit of 1500...
but i pay $200-$500 each month or each acc... depending on my expenses that month.. and not to spend on that credit card anymore.. should be over very soon lo....
i'm more comfortable in this way lo... rather than settling in full amt when i know i could not afford it... anyway... the interest is not really a lot.... i felt... -
I am going to call my credit card company to ask how much si the interest...sigh...this has never happened to me before lor..Originally posted by shirurinu:I have a cc bill to settle of 1000 bucks every month... and the Ikea Friends credit of 1500...
but i pay $200-$500 each month or each acc... depending on my expenses that month.. and not to spend on that credit card anymore.. should be over very soon lo....
i'm more comfortable in this way lo... rather than settling in full amt when i know i could not afford it... anyway... the interest is not really a lot.... i felt...
i.c.y -
I only use credit card when I know I have the money in the bank to pay it
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i dun think u have much option here,just pay for the interest lorOriginally posted by icyprincess:I cannot ask from my parents..first they dun have that much money and it will take a few days to send it over here...
Frens like quite paiseh...they all also having financial problems...
i can pay the minimum amount...but then I will get charged interest by my credit card...
haihz...
i.c.y
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yea i know..this shud teach me a lesson on how not to overspend *sigh*Originally posted by SnowFlag:I only use credit card when I know I have the money in the bank to pay it
I usually stay within my money limit in the bank but sumhow I went overboard this time. Maybe because of my recent trips lor. So now I am suffering the consequences...
i.c.y -
xian tian hou kuOriginally posted by icyprincess:yea i know..this shud teach me a lesson on how not to overspend *sigh*
I usually stay within my money limit in the bank but sumhow I went overboard this time. Maybe because of my recent trips lor. So now I am suffering the consequences...
i.c.y
sorry, i m very unfeeling -
depending.. some is 1% per month...some is 2% permonth? which CC are u using? mayb i will knowOriginally posted by icyprincess:I am going to call my credit card company to ask how much si the interest...sigh...this has never happened to me before lor..
i.c.y -
It is my fault..I admit that...Originally posted by SnowFlag:xian tian hou ku
sorry, i m very unfeeling
Can't even call the card company..they said their website is down 8sigh* Everything is going against me....
i.c.y -
Do this and u may feel better...
[/b][/quote]
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Using Amex Blue for Student I think...they said interest rate very high one...Originally posted by shirurinu:depending.. some is 1% per month...some is 2% permonth? which CC are u using? mayb i will know
i.c.y -
Originally posted by Axelheat755:Do this and u may feel better... [/b][/quote]
Haha is dat a scene from God of Cookery? I have that movie....mebbe I shud rewatch it soon....
i.c.y -
i think u can slowly repay la... even if they charge u 3% a month(Which is calculated at the highest rate).... Its $51 for $1700... usually its not more than that 1 la.... so dun have to worry about the interest u have to pay..
If paying the interest can make ur life easier as u dun have to fork out so much cash... y not lo.... -
I can pay off 1200 la..so will still be left with 500 in my credit card...Originally posted by shirurinu:i think u can slowly repay la... even if they charge u 3% a month(Which is calculated at the highest rate).... Its $51 for $1700... usually its not more than that 1 la.... so dun have to worry about the interest u have to pay..
If paying the interest can make ur life easier as u dun have to fork out so much cash... y not lo....
i.c.y -
Remember to leave some money for your daily expense horOriginally posted by icyprincess:I can pay off 1200 la..so will still be left with 500 in my credit card...
i.c.y -
I dun tink i need dat much daily expense since I am living in dorm and all my food has been taken care of. And I walk everyday to class...so shud can tahan one month w/ o spending too much. Sum more I am working now...Originally posted by SnowFlag:Remember to leave some money for your daily expense hor
i.c.y -
some friends run off the min u say you wanted to borriw some cashOriginally posted by joker105:lend from friends or family member loh... -
they wun run...but they will talk bad behind my back la..and i dun feel like depending on them also...Originally posted by michelle79:some friends run off the min u say you wanted to borriw some cash
wich is very sad..cos if they have money problem , I would be volunteering to lend them money...
Am I too soft-hearted already?
i.c.y -
marry a rich husband. all your $ woes will be no moreOriginally posted by icyprincess:Din come in for a few days already...miss this place...
So now I got a big problem again...haiz...sorry lor I always come in here to rant only...
Now my big problem is about $$. Yes, you read right. I have a very big bill to settle in my credit card bill (nearly 1700) and I only have 1200 in my bank. I can overdraft from my bank but they will charge me intrest lor ($28 for 7 days and then $5 per day after dat..sigh) So my credit card bill is due tomorrow...I guess I can pay la but what about the overdraft? I am working now but my check wun come out until like Sept. 13. I am trying to sell some of my stuff thru Ebay but only got one item got sold for like 80 bucks. The rest like din meet my reserve price and I contacted some of the bidders but they all like no reply. Maybe no interest in the item already lor. So now I am in big problem lor. Anyone can help me?
i.c.y -
Cannot. i am still studying.Originally posted by boy in blues:marry a rich husband. all your $ woes will be no more
I wish I have a sugar daddy rite now...
i.c.y