What is the worst amount you had left in your bank acc?

• Troy437

  27 Apr 05, 00:47

  Mine was $2.20, the worst record. Really dam broke.
  
  Today I saw I had $2.36 left in my bank acc. Never expect I can be this poor...kan phua leong...
• Troy437

  27 Apr 05, 01:33

  no one dares to admit they bo luei...
  
  Dun tell me all have never poor before??
• M©+square

  27 Apr 05, 01:35

  About the same la.
• Troy437

  27 Apr 05, 01:37

  Originally posted by M©+square:

  About the same la.

  phew..... I tot I the oni one so poor before....
• the Bear

  27 Apr 05, 01:37

  in the army, i had $0.26 cents after my driving test... seriously
  
  
• Ecxentrique

  27 Apr 05, 01:38

  MIne went lowest was about $5 something..
• Troy437

  27 Apr 05, 01:39

  I ever heard ppl got negative (-$1 plus) value in their bank acc...duuno true anot...
• the Bear

  27 Apr 05, 01:44

  well, in melbourne, my roommate then kena..
  
  they let him withdraw more than his amount... then they charged him $20 for the OD
  
  

  Originally posted by Troy437:

  I ever heard ppl got negative (-$1 plus) value in their bank acc...duuno true anot...

• M©+square

  27 Apr 05, 02:05

  Originally posted by Troy437:

  I ever heard ppl got negative (-$1 plus) value in their bank acc...duuno true anot...

  Not in sg i guess.
• stormax

  27 Apr 05, 02:47

  Originally posted by M©+square:

  Not in sg i guess.

  Have. ... I think $20 for OD & $15 or $5 for not maintaining the requested amt. So if ur bank is oredi very little & every mth, banks keep deducting, u will see negative amt in ur record.
  
  But I believed that they will send warning letter once it's O or -1.
  
  
• M©+square

  27 Apr 05, 02:51

  Originally posted by stormax:

  Have. ... I think $20 for OD & $15 or $5 for not maintaining the requested amt. So if ur bank is oredi very little & every mth, banks keep deducting, u will see negative amt in ur record.
  
  But I believed that they will send warning letter once it's O or -1.
  
  

  HENG POSB don't have monthly deduction.
• phanta5y

  27 Apr 05, 03:00

  Originally posted by M©+square:

  HENG POSB don't have monthly deduction.

  don hv meh?! serious anot? i tot must maintain $500!?
• M©+square

  27 Apr 05, 03:04

  Originally posted by phanta5y:

  don hv meh?! serious anot? i tot must maintain $500!?

  Err...you see us talking about $2+ left in the account already right?
  
  So where does your 'tot' stand?
• BabyLover

  27 Apr 05, 03:08

  posb muz maintain $500.. then anything below they will juz deduct $5 mthly.. if im not wrg
• M©+square

  27 Apr 05, 03:09

  Originally posted by BabyLover:

  posb muz maintain $500.. then anything below they will juz deduct $5 mthly.. if im not wrg

  i'm a POSB user.
  And you're wrong!
• BabyLover

  27 Apr 05, 03:11

  Originally posted by M©+square:

  i'm a POSB user.
  And you're wrong!

  ahaha.. but lastime i remb recving a notice frm them tat they will do tis... or was it dbs..
• M©+square

  27 Apr 05, 03:15

  Originally posted by BabyLover:

  ahaha.. but lastime i remb recving a notice frm them tat they will do tis... or was it dbs..

  No buts lah!
  
  But DBS and other banks got deduct if it falls below minimum cash deposit value.
• BabyLover

  27 Apr 05, 03:16

  Originally posted by M©+square:

  No buts lah!
  
  But DBS and other banks got deduct if it falls below minimum cash deposit value.

  then im rite la.. its dbs.. mi juz remb wrgly the bank
• the Bear

  27 Apr 05, 03:16

  MC2 is wrong...
  
  from their website:
  
  Nominal Charges
  
  Qualify for fall-below fee waiver of S$2 by maintaining an average daily balance of S$500 and above.
  
  if you don't believe me, click here => Passbook Savings terms and conditions
• M©+square

  27 Apr 05, 03:21

  Originally posted by the Bear:

  MC2 is wrong...
  
  from their website:
  
  Nominal Charges
  
  Qualify for fall-below fee waiver of S$2 by maintaining an average daily balance of S$500 and above.
  
  if you don't believe me, click here => Passbook Savings terms and conditions

  That means i'm the only one who survived the deduction for a full year year, i have the record of having only $3.?? in my POSB account.
  
  >>>>S$1 for all personal savings account (individually held with no link to current account) for customers below the age of 21 years and those 62 years old and above
  
  [Nominal Charges
  
  Qualify for fall-below fee waiver of S$2 by maintaining an average daily balance of S$500 and above.]
  
  
  So i'm right? Only in my case?!
  
• Danisdead101times

  27 Apr 05, 03:23

  now all banks will have a min waiver of $2 if the account doesn't have enough money in it...and it will goes on and on...and they will deduct the balance you owed them once you deposit any money into the bank~
• M©+square

  27 Apr 05, 03:27

  From: http://www.dbs.com/posb/deposit/additionalinfo/basicbankaccount/faq/answers/#4
  
  Will there be any waiver of the $2 account fee for a BBA?
  
  DBS will waive the monthly $2 account fee that's chargeable under the BBA guidelines for customers whose savings accounts have an average daily balance of $500 and above.
  
  If you are:
  below 21 years old,
  62 years and above,
  full-time NSmen, and
  on MCDS Public Assistance Scheme & Special Grant schemes;
  have a POSB 5-Year Deposit Account;
  
  (your personal savings account will not be charged any monthly fee).
  
  So what does the bracketed statement mean?
  
• BabyLover

  27 Apr 05, 03:28

  oh so correct lah.. juz tat amt not $5 is $2
• Qo|phin

  27 Apr 05, 03:28

  I gt negative amount.....
  
  bank ask mi to put in $$
  
  haiz.....
  
  +1...
• phanta5y

  27 Apr 05, 03:39

  if me ( 17 yrs old ) hv a joint acc wiv my mom ( 40plus ? )
  will they deduct money if its below $500?